A Reliable Mortgage Broker
Welcome to Pacific Mortgage Group
A mortgage brokerage firm established by Raeda Jaber in April 2006.
Our founder’s vision was to create a company that would provide personalized and professional service to clients seeking mortgage solutions. Today, we are proud to say that we have been successful in achieving that vision.
At Pacific Mortgage Group, we understand that purchasing a home or investment property can be one of the most significant financial decisions in one’s life. We strive to make the mortgage process as easy as possible for our clients, and our team of experts is committed to delivering the best possible solutions tailored to individual needs. Our mission is to provide transparency and honesty in our services while providing excellent customer service. We believe that our clients’ satisfaction is the foundation of our success.
Our team of experienced mortgage professionals is dedicated to understanding our clients’ needs and goals, and we provide personalized advice and guidance to make informed decisions.
We have a wide range of mortgage solutions to suit the unique needs of each client, including fixed and variable rate mortgages, home equity loans, refinancing options, and more. Our goal is to help our clients achieve their homeownership goals while keeping their best interests at the forefront.
We take pride in our commitment to excellence and professionalism. Our team is constantly striving to improve and innovate, and we believe in building strong relationships with our clients based on trust and integrity. We take great pride in our reputation and strive to exceed our clients’ expectations with every interaction.
Thank you for considering Pacific Mortgage Group for your mortgage needs. We look forward to the opportunity to serve you and help you achieve your financial goals.
Our Team
Raeda Jaber
Senior Mortgage Loan Officer
NMLS ID: 237598
Ramzi Al-Shurman
Mortgage Loan Officer
NMLS ID: 2273294
Judy K Izumi
Mortgage Loan Officer
NMLS ID: 1670677
James Allen
Mortgage Loan Officer
NMLS ID: 2477686
Khaled Qaryouti
Mortgage Loan Officer
NMLS ID: 2043920
Trusted by Thousands of Happy Customers
- Pacific Mortgage helped us buy our dream home right after our bankruptcy discharge. Ramzi and his assistant Thalia did such a great job every step of the way. They were very attentive and kept us informed on the process. I would definitely recommend them to anyone looking to purchase their home and will contact them again in the future for any other purchases. Thank you Pacific Mortgage!!read moreread lessC. Romero4/25/2024×C. Romero4/25/2024Pacific Mortgage helped us buy our dream home right after our bankruptcy discharge. Ramzi and his assistant Thalia did such a great job every step of the way. They were very attentive and kept us informed on the process. I would definitely recommend them to anyone looking to purchase their home and will contact them again in the future for any other purchases. Thank you Pacific Mortgage!!I have done two transactions with Khaled and I’m really happy with the services he provides . My second mortgage got approved before the 20 day period contingency . Khaled and His team keeps me informed on all the steps every now and then . Above all , he was super quick in giving us the preapproval and prequal needed for our house hunts too . I am looking forward to the third transaction with Khaled .read moreread lessa. nilekani4/24/2024×a. nilekani4/24/2024I have done two transactions with Khaled and I’m really happy with the services he provides . My second mortgage got approved before the 20 day period contingency . Khaled and His team keeps me informed on all the steps every now and then . Above all , he was super quick in giving us the preapproval and prequal needed for our house hunts too . I am looking forward to the third transaction with Khaled .
- Would like to give a huge thank you to Ramze and Thalia. Only a few people knew how difficult my loan process was due to many difficulties. As always Ramze and Thalia were always there to calm me down. There professionalism and expertise made me never loose hope. There outstanding rates are second to none. Thank you Ramze and I know you will never forget my case brother, but you did it and I am extremely proud of that!!!!!read moreread lessM. Sanchez4/24/2024×M. Sanchez4/24/2024Would like to give a huge thank you to Ramze and Thalia. Only a few people knew how difficult my loan process was due to many difficulties. As always Ramze and Thalia were always there to calm me down. There professionalism and expertise made me never loose hope. There outstanding rates are second to none. Thank you Ramze and I know you will never forget my case brother, but you did it and I am extremely proud of that!!!!!The reason I am giving Pacific Mortgage Group a 5 star review is because of their amazing work ethic. Since the first time I spoke to James, he was very transparent with all the process and how it was going to work. He was able to answer all the questions and explain to me all the terminology about loans. Throughout all the process, he was always willing to talk to me if I had a question which I think it was great because throughout these processes communication is a huge part of making sure everything is in order and things are moving forward. I highly recommend this Mortgage Group if you are interested in buying your future home or invest in a house.read moreread lessT. Ochoa4/12/2024×T. Ochoa4/12/2024The reason I am giving Pacific Mortgage Group a 5 star review is because of their amazing work ethic. Since the first time I spoke to James, he was very transparent with all the process and how it was going to work. He was able to answer all the questions and explain to me all the terminology about loans. Throughout all the process, he was always willing to talk to me if I had a question which I think it was great because throughout these processes communication is a huge part of making sure everything is in order and things are moving forward. I highly recommend this Mortgage Group if you are interested in buying your future home or invest in a house.
- I recently worked with Raeda and Thalia for our mortgage loan. They where recommended from a family friend. From the beginning they shown exemplary professionalism in handling our loan. They where straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end we were able to get our loan. We are very happy and pleased with the outcome. We recommend them for your mortgage need. Schaun & Tina. Homeownersread moreread lessE. Thibodeaux4/11/2024×E. Thibodeaux4/11/2024I recently worked with Raeda and Thalia for our mortgage loan. They where recommended from a family friend. From the beginning they shown exemplary professionalism in handling our loan. They where straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end we were able to get our loan. We are very happy and pleased with the outcome. We recommend them for your mortgage need. Schaun & Tina. Homeowners
- Had the best experience with James Allen and Pacific Mortgage Group. James went above and beyond in understanding our needs and helping us secure the construction financing which is going to take our real estate projects to new heights. Thanks!!!!read moreread lessA. Bala3/27/2024Omar and Thalia did an amazing job helping my family and I out. Over the span of 6-8 months, we worked countless on trying to find us a home. Being an engineer, I over analyzed all the numbers. Omar worked with me extensively in understanding all the math, making sure we got the right prices, and made it happen. Thank you so much to the Pacific Mortgage team, salud !read moreread lessH. Menendez3/21/2024×H. Menendez3/21/2024Omar and Thalia did an amazing job helping my family and I out. Over the span of 6-8 months, we worked countless on trying to find us a home. Being an engineer, I over analyzed all the numbers. Omar worked with me extensively in understanding all the math, making sure we got the right prices, and made it happen. Thank you so much to the Pacific Mortgage team, salud !
- I just closed on my house in Fullerton. I was on a tight time frame and Omar and Thalia made it happen! They made the process smooth and easy. They were there for me whenever I called or had any questions. I highly recommend them! I’m a real estate agent and have worked with many lenders. Hands down, Omar, Thalia and Edith are absolutely the best. I have never had a better experience. They’re responsive and efficient. Literally, they’ve got your back I high recommend them.read moreread lessV. Go3/21/2024×V. Go3/21/2024I just closed on my house in Fullerton. I was on a tight time frame and Omar and Thalia made it happen! They made the process smooth and easy. They were there for me whenever I called or had any questions. I highly recommend them! I’m a real estate agent and have worked with many lenders. Hands down, Omar, Thalia and Edith are absolutely the best. I have never had a better experience. They’re responsive and efficient. Literally, they’ve got your back I high recommend them.
- My wife and I finally purchased our first home! Ramzi was my loan officer. He held our hand from day 1 to the last day the loan closed! His knowledge and thoroughness was a+++. If you’re looking for someone you can trust and also the best deal in town this is your guy! I’m very thankful to have found him and pacific! His patience and knowledge was unmatched! I really appreciate you Ramzi and will be in touch to refi the loan in the next few years!!read moreread lessP. Pakzat3/06/2024×P. Pakzat3/06/2024My wife and I finally purchased our first home! Ramzi was my loan officer. He held our hand from day 1 to the last day the loan closed! His knowledge and thoroughness was a+++. If you’re looking for someone you can trust and also the best deal in town this is your guy! I’m very thankful to have found him and pacific! His patience and knowledge was unmatched! I really appreciate you Ramzi and will be in touch to refi the loan in the next few years!!
- I have used Pacific Mortgage Group 3 times now for home purchases and Refinance. Raeda helps me out so much and gets me the best deals!read moreread lessA.2/26/2024My wife and I did a refinance back in October/November. Please allow me to recommend a Godsent duo,Ramzi and Karen, Ramzis transparency and professionalism shined bright from the beginning to the end.Ramzi would take my calls early in the morning and late after business hours. Karen was also very professional ,we are out of debt👍we will never hesitate to use pacific mortgage again they are hard worker's at their profession and outstanding customer care thank you so much Ramzi and Karen.read moreread lessM. Soto2/20/2024×M. Soto2/20/2024My wife and I did a refinance back in October/November. Please allow me to recommend a Godsent duo,Ramzi and Karen, Ramzis transparency and professionalism shined bright from the beginning to the end.Ramzi would take my calls early in the morning and late after business hours. Karen was also very professional ,we are out of debt👍we will never hesitate to use pacific mortgage again they are hard worker's at their profession and outstanding customer care thank you so much Ramzi and Karen.
- Subject: Exceptional Real Estate Agent Review Dear Reada and Karen I wanted to express my sincere gratitude for the outstanding service you provided during the recent refinance on my parent’s home, your professionalism, expertise, and dedication truly set you apart. From our initial consultation to the final closing, your attention and excellent communication made the entire process seamless. Your market knowledge and strategic approach resulted in a swift and successful transaction, exceeding our expectations. I appreciate your responsiveness and ability to address any concerns promptly, creating your commitment to achieving the best outcome for our family is commendable, and I wouldn't hesitate to recommend your services to friends and family. Thank you once again for your exceptional work. Best regards, The Ceballos Family.read moreread lessY. Ceballos2/06/2024×Y. Ceballos2/06/2024Subject: Exceptional Real Estate Agent Review Dear Reada and Karen I wanted to express my sincere gratitude for the outstanding service you provided during the recent refinance on my parent’s home, your professionalism, expertise, and dedication truly set you apart. From our initial consultation to the final closing, your attention and excellent communication made the entire process seamless. Your market knowledge and strategic approach resulted in a swift and successful transaction, exceeding our expectations. I appreciate your responsiveness and ability to address any concerns promptly, creating your commitment to achieving the best outcome for our family is commendable, and I wouldn't hesitate to recommend your services to friends and family. Thank you once again for your exceptional work. Best regards, The Ceballos Family.
- I am really happy with the work that Khaled did for me. Throughout the entire process he was very diligent and communicated well. He got the job done start to finish. Good business. Seriously I recommend him to anybody.read moreread lessA. Dahlan1/06/2024I was shopping for a loan to buy my first house at the Coachella Valley , I faced some difficulties due to some income issues, I contacted Raeda from Pacific Mortgage group and she did amazing and helped me out with everything and today I closed and bought my first house , I can’t recommend Raeda enough 🙏🏻read moreread lessA. Ghatas12/22/2023×A. Ghatas12/22/2023I was shopping for a loan to buy my first house at the Coachella Valley , I faced some difficulties due to some income issues, I contacted Raeda from Pacific Mortgage group and she did amazing and helped me out with everything and today I closed and bought my first house , I can’t recommend Raeda enough 🙏🏻
- Amazing team very helpful. My lender is awesome ,I got my house. I'm so happy and I recommend itread moreread lessA. Vanegas12/22/2023I have had an awesome experience with these guys! I was skeptical when James told me he could work out a rate 2.375% lower than the prime rate (and a full percent lower than other companies, after buying a point). Other mortgage companies said it couldn't be possible, and my real estate agent had some doubts. Well, I closed today with this fantastic rate, a very low mortgage insurance, and an overall monthly mortgage that really helps me be comfortable, and continue to save some money. James was a genuine superstar, and answered every question with expertise. Karen was incredible, too! Always on time, helping me get things straightened out any time something came up. This amazing team helped me close in less than 20 days from contacting them. I would absolutely reccommend this company, and I'm all the way in Florida!read moreread lessT.12/08/2023×T.12/08/2023I have had an awesome experience with these guys! I was skeptical when James told me he could work out a rate 2.375% lower than the prime rate (and a full percent lower than other companies, after buying a point). Other mortgage companies said it couldn't be possible, and my real estate agent had some doubts. Well, I closed today with this fantastic rate, a very low mortgage insurance, and an overall monthly mortgage that really helps me be comfortable, and continue to save some money. James was a genuine superstar, and answered every question with expertise. Karen was incredible, too! Always on time, helping me get things straightened out any time something came up. This amazing team helped me close in less than 20 days from contacting them. I would absolutely reccommend this company, and I'm all the way in Florida!
- Ramzi & Karen are my heroes. They help me to get my first home, very professional team, always available to answers my questions and solve the obstacles throughout the process. I only have words of gratitude for them, and without a doubt, I fully trust their abilities if I later buy another property or want to refinance this one. Thanks!!!!!read moreread lessJ. Aguirre11/10/2023×J. Aguirre11/10/2023Ramzi & Karen are my heroes. They help me to get my first home, very professional team, always available to answers my questions and solve the obstacles throughout the process. I only have words of gratitude for them, and without a doubt, I fully trust their abilities if I later buy another property or want to refinance this one. Thanks!!!!!
- m. maquieira10/16/2023Pacific just did my refi. Khaled and his team were able to get my loan approved when others failed. They were professional and were even able to work through three needed exceptions. They did an awesome job. We will use them for all of our future financing needs. Thank you Khaled!read moreread lessB. Cole9/20/2023×
- Ramzi worked with us for months and months, navigating different loan types and properties. He was always available to answer our questions and help with calculating numbers. Buying a home is a challenge so having a knowledgeable broker is an absolute must. However, we were most impressed with how responsive Ramzi and his team were. Closing was a breeze. We will be using them again!read moreread lessR. Burton9/19/2023×R. Burton9/19/2023Ramzi worked with us for months and months, navigating different loan types and properties. He was always available to answer our questions and help with calculating numbers. Buying a home is a challenge so having a knowledgeable broker is an absolute must. However, we were most impressed with how responsive Ramzi and his team were. Closing was a breeze. We will be using them again!We had a very good experience with Pacific Mortgage Group. Mr. Khaled Qaryouti helped us during this process. He was always available to answer questions, professional and knowledgeable. This was very important for our family and we are greatful. We will definitely do business again!read moreread lessE. P9/18/2023×
- Khaled and his team did a outstanding job to get us our dream home they have amazing knowledge talent in every aspect on how to get you qualify They will answer all the questions at any time you call They are simply the best at what they do Sorry to call you at 5 AM several times If you are looking to buy a house you won’t regret going with this incredible team We love our house!! Thank khaled and Karen❤️read moreread lesss. pavers9/14/2023×s. pavers9/14/2023Khaled and his team did a outstanding job to get us our dream home they have amazing knowledge talent in every aspect on how to get you qualify They will answer all the questions at any time you call They are simply the best at what they do Sorry to call you at 5 AM several times If you are looking to buy a house you won’t regret going with this incredible team We love our house!! Thank khaled and Karen❤️
- Judy Izumi, was great to work with, very knowledgeable and efficient and would always be able to call, her when we had a concern or was not clear on something with the house process, responds pretty quick, over-all great experience with her and her team. When no one could add me to the loan, she made it work, for my spouse and I. Would work with Judy, and her team again. Great company and staff. "The staff and Judy, know their work and professionalism.read moreread lessP. Cruz8/30/2023×P. Cruz8/30/2023Judy Izumi, was great to work with, very knowledgeable and efficient and would always be able to call, her when we had a concern or was not clear on something with the house process, responds pretty quick, over-all great experience with her and her team. When no one could add me to the loan, she made it work, for my spouse and I. Would work with Judy, and her team again. Great company and staff. "The staff and Judy, know their work and professionalism.Raeda is awesome!! She helped us with our home loan everything was easy she answered all of our questions and she was so patient with me since it’s my first time buying a house. I don’t think it can be any easier than what she made us feel throw this journey . she recommended so many things to us such as home insurance. I give my experience with her a 10 stars. Thanks to you and your teamread moreread lessR. Barakat8/21/2023×R. Barakat8/21/2023Raeda is awesome!! She helped us with our home loan everything was easy she answered all of our questions and she was so patient with me since it’s my first time buying a house. I don’t think it can be any easier than what she made us feel throw this journey . she recommended so many things to us such as home insurance. I give my experience with her a 10 stars. Thanks to you and your team
- I worked with Ramzi on purchasing my first home in Los Angeles. I was very anxious throughout the process due to constant increases in interest rates and the volatility of the market. Walking into the process I was pretty pessimistic about my fate but fortunately Ramzi was relentless in finding funding for me and getting me into my dream home. Being a travel nurse, the home buying process can be quite complicated as it is an industry that many lenders do not understand; however, Ramzi remained resilient through my home buying process from pre-approval all the way to closing. There were some high stress moments within the process that left me feeling helpless like our initial lender being stringent on some more subjective requirements which led to escrow being extended and having to find a completely different lender in the process. Home buying is certainly not easy and anyone would be lying to you if they told you it was a linear process but I'm very grateful to have been able to close within 30 days despite the challenges and to have had a loan officer and mortgage office that were committed to getting me what I wanted. While I honestly was frustrated throughout the process due to the ever changing requirements and conditions needed to be met, in retrospect I understand that in the end, all of that was necessary and I really do appreciate Pacific Mortgage Group and Ramzi for not giving up and working tooth and nail to ensure that I did not fall out of escrow and I am now a home owner.read moreread lessO. Omene8/15/2023×O. Omene8/15/2023I worked with Ramzi on purchasing my first home in Los Angeles. I was very anxious throughout the process due to constant increases in interest rates and the volatility of the market. Walking into the process I was pretty pessimistic about my fate but fortunately Ramzi was relentless in finding funding for me and getting me into my dream home. Being a travel nurse, the home buying process can be quite complicated as it is an industry that many lenders do not understand; however, Ramzi remained resilient through my home buying process from pre-approval all the way to closing. There were some high stress moments within the process that left me feeling helpless like our initial lender being stringent on some more subjective requirements which led to escrow being extended and having to find a completely different lender in the process. Home buying is certainly not easy and anyone would be lying to you if they told you it was a linear process but I'm very grateful to have been able to close within 30 days despite the challenges and to have had a loan officer and mortgage office that were committed to getting me what I wanted. While I honestly was frustrated throughout the process due to the ever changing requirements and conditions needed to be met, in retrospect I understand that in the end, all of that was necessary and I really do appreciate Pacific Mortgage Group and Ramzi for not giving up and working tooth and nail to ensure that I did not fall out of escrow and I am now a home owner.
- This was the 2nd time I've used this company for a mortgage. Raeda and her team of professionals helped me get all my paperwork in order and found me the best rate I have seen in the last 90 days! If I could give 10 stars, I would give 11. Highly recommendedread moreread lessM. F.8/15/2023I am a first time home buyer, it was a pleasure to have worked with Raeda Jaber. She was very knowledgeable, she explained everything, answered all of our questions and she closed our escrow 10 days earlier than scheduled. It was a pleasure to have her be part of our home buying process, we highly recommend her and Pacific Mortgage Group.read moreread lessA. A.8/07/2023×A. A.8/07/2023I am a first time home buyer, it was a pleasure to have worked with Raeda Jaber. She was very knowledgeable, she explained everything, answered all of our questions and she closed our escrow 10 days earlier than scheduled. It was a pleasure to have her be part of our home buying process, we highly recommend her and Pacific Mortgage Group.
- As a realtor I had a mutual client with the loan officer Reada Jaber at Pacific Mortgage Group, I was so relieved to finally find a loan officer that made my transaction "sail through closing". My advise to all agents out there is to use Reada Jaber at Pacific Mortgage Group every chance they get! Closing a sale is very stressful for buyers and agents, but working with Reada will ease the loan portion of the sale. As far as I'm concerned, she is the best I have ever worked with, and look forward to more sales with her in the future!read moreread lessM. Khoury8/04/2023×M. Khoury8/04/2023As a realtor I had a mutual client with the loan officer Reada Jaber at Pacific Mortgage Group, I was so relieved to finally find a loan officer that made my transaction "sail through closing". My advise to all agents out there is to use Reada Jaber at Pacific Mortgage Group every chance they get! Closing a sale is very stressful for buyers and agents, but working with Reada will ease the loan portion of the sale. As far as I'm concerned, she is the best I have ever worked with, and look forward to more sales with her in the future!I had the pleasure of working with Khaled Qaryouti as my lender agent, and I couldn't be happier with the experience. Khaled's dedication and knowledge in the lending process made my journey to getting a loan for my first house smooth and stress-free. He was always available to answer my questions and was incredibly flexible in accommodating my schedule. Thanks to Khaled's expertise and professionalism, I am now a proud homeowner. I highly recommend him to anyone seeking financial assistance for their dream home. Thank you, Khaled!read moreread lessG. Al8/02/2023×G. Al8/02/2023I had the pleasure of working with Khaled Qaryouti as my lender agent, and I couldn't be happier with the experience. Khaled's dedication and knowledge in the lending process made my journey to getting a loan for my first house smooth and stress-free. He was always available to answer my questions and was incredibly flexible in accommodating my schedule. Thanks to Khaled's expertise and professionalism, I am now a proud homeowner. I highly recommend him to anyone seeking financial assistance for their dream home. Thank you, Khaled!